Discount Tire Direct Financing
The convenience you need, the benefits you want.
Discount Tire Credit
Easy. Convenient. Secure.
Whether your purchase is a surprise or expected, we'll get you taken care of.
See if you prequalify
Get a decision in seconds with no impact to your credit bureau score.
See if you prequalify
How it works
In three easy steps, we'll have you back on the road.
Quick Application
Apply in a snap with instant decisions for most.
Use card instantly
Your card is ready to use as soon as you're approved.
Pay Over Time
with Promotional Financing*
Convenient payment terms so you can finance with confidence.
Discount Tire credit card savings
Save 5% Instantly October 1 – October 31, 2023
Use your Discount Tire credit card for an additional 5% off your total purchase of $599 or more at checkout, plus promotional financing on qualifying purchases.†
View offer details
Card Benefits
The perks of being a cardholder go beyond convenience and promotional financing.
No Annual Fee
No annual fee‡ and $0 liability on fraud transactions
Fuel Up!
Accepted at gas stations nationwide^
Cardholder Savings
Combine exclusive cardholder offers with manufacturers' rebates and Discount Tire exclusive deals for more savings
Promotional Financing
No interest if paid in full within 6, 9, or 12 months*
Offer available on qualifying purchases made with your Discount Tire credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments are required.
- Purchases of $199 - $999.99 qualify for 6-month offer
- Purchases of $1000 - $1499.99 qualify for 9-month offer
- Purchases of $1500 or greater qualify for 12-month offer
Promotional Financing Payment Estimator
The table below shows examples of possible monthly payments if you make a purchase with your Discount Tire credit card.
The monthly payment shown equals the purchase price divided by the number of months in the promo period. It is rounded to the next highest whole dollar. It is only good for the financing shown. If you make these payments by the due date each month, you should pay off this purchase within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payment.
| Total Amount Financed | Estimated Payoff Period (months) | Monthly Payment |
| $250 | 6 | $42 |
| $500 | 6 | $84 |
| $750 | 6 | $125 |
| $1000 | 9 | $112 |
| $1250 | 9 | $139 |
| $1500 | 12 | $125 |
| $2000 | 12 | $167 |
How to pay
Paying your bill or viewing your Discount Tire credit card balance is easy with the following options.
Discount Tire stores cannot process bill payments.
Pay Online
Pay your Discount Tire credit card online at Synchrony's website.
Mail To
Synchrony Bank
P.O. Box 71715
Philadelphia, PA 19176-1715
Our Mobile App
You can access your statement and make a payment via our app.
* Qualifying purchases must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period which may be 6, 9, or 12 months. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after the promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. The minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
‡ For new accounts: Purchase APR is 29.99%; the minimum interest charge is $2.
^ Subject to credit approval. Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico. Gas station purchases are not eligible for promo financing.
For any questions regarding your account contact Synchrony Bank at (866)396-8254.